Card-Not-Present (Virtual)

Streamlined & Secure Virtual Payments
Key Features & Benefits
Virtual Terminals
Process payments securely from anywhere with our virtual terminal solutions, designed to meet Payment Card Industry Data Security Standard (PCI DSS) requirements. Integrated with powerful payment gateways, these browser-based tools allow you to key in transactions, manage customer data, and generate invoices without the need for physical hardware. It’s an ideal solution for remote billing, phone orders and card-not-present environments—keeping your business secure, compliant and efficient.
Customer Vault
Designed for businesses handling online, phone, or recurring payments. It stores sensitive customer payment information as encrypted tokens, allowing merchants to process future transactions without re-entering card details. This not only streamlines the payment process but also enhances security by reducing the exposure of actual card data, thereby minimizing the risk of fraud and simplifying compliance requirements.
Payment Links
Boost convenience for your customers by sending personalized, secure payment links directly from your gateway to their inbox or phone. Whether you're collecting deposits, final balances, or recurring payments, this frictionless experience reduces delays, eliminates back-and-forth communication and helps you close sales faster—while presenting a polished, professional image of your brand.
​
​
​
B2B Level 2 & 3 Processing
Enables businesses to provide detailed transaction data — such as tax amounts, customer codes and line-item specifics—which can lead to significantly reduced Interchange fees. This enhanced data submission not only lowers processing costs but also improves transaction transparency and security, making it ideal for businesses handling large or frequent remote commercial payments.
Flexible Integrations
Integrate our payment solutions effortlessly into your existing software ecosystem—eliminating manual data entry, reducing errors and simplifying your day-to-day operations. This streamlined approach connects your systems, giving you a clear, real-time view of your business from one centralized platform. At CloseKnit Connections, we’re committed to saving you money without adding complexity or wasting time. Our seamless software integrations ensure your team is set up quickly and ready to work smarter from day one.
​
Fraud Prevention
Stay one step ahead of fraud with real-time transaction monitoring, intelligent risk scoring, and built-in security protocols designed to detect suspicious activity before it becomes a problem. Our advanced fraud prevention tools continuously analyze payment behavior and flag irregularities to help you take action quickly. This proactive protection not only helps reduce chargebacks and financial loss, but also safeguards your reputation and builds trust with your customers—ensuring their data and your business stays secure.